Best Extended Auto Warranty Companies in Corpus Christi, TX
Jan. 24, 2020, 1:18 a.m.
An extended auto warranty helps cover the extra costs that arise when your vehicle breaks down, protecting you from high out-of-pocket losses. Our partners at We researched the best extended auto warranties in Corpus Christi to help you find the right plan for you and your vehicle.
An extended auto warranty is a vehicle service contract that covers repairs for a set period, measured in either years or mileage. These contracts are separate from a manufacturer or dealership warranty and purchased from a third-party.
An extended auto warranty is a good idea if you want added protection from bad luck and nuisances in Corpus Christi like pitted roads and corrosion caused by humidity.
For example, policyholders don’t have to worry about replacing their engine or transmission because it’s under coverage. In such cases, the extended warranty likely pays for itself.
Companies in Corpus Christi charge different prices for warranties depending on the car itself. You can get an extended auto warranty on a used car with high mileage, but you are likely to pay much more for this type of warranty than if it was on a new car. The concept here is similar to underwriting on medical insurance policies.
What does an extended auto warranty cover?
When your factory or dealer warranty runs out, an extended auto warranty helps cover out-of-pocket repair costs, including parts, labor and taxes. Extended auto warranties in Corpus Christi cover your vehicle’s breakdowns and malfunctions but generally ignore scheduled maintenance and damage caused by vehicle collisions. The latter is one reason you need car insurance.
There are three main types of extended auto warranties in Corpus Christi:
What does it cover?
Pros and cons
Systems bringing power to the wheels, including the engine, transmission, driveshaft and differential
Covers the most expensive repairs
More affordable but less comprehensive
Mechanical components and electrical systems comprising the majority of the vehicle
These plans list things they don’t cover, typically cosmetic items and maintenance
Most comprehensive coverage
Easiest to understand
These warranties also usually include complimentary services like 24/7 roadside assistance and free towing.
It’s worth noting that many companies have service networks in Corpus Christi and only cover the costs if you use a facility in its network. Thoroughly check your contract to make sure you know exactly what’s covered under your new warranty.
How much does an extended warranty cost in Corpus Christi?
The median price of an extended auto warranty in Corpus Christi is $1,200, but prices vary anywhere from $1,000 to over $3,000 based on your vehicle’s:
Make and model
Like any warranty or insurance policy, the price also depends on your coverage type and deductible.
Are extended car warranties worth it?
Not all consumers who buy an extended auto warranty ever put it to use, but those that do frequently wind up saving money. The worth of an extended car warranty in Corpus Christi depends on the type of car you have and your chosen coverage.
Extended auto warranties are often not worth it if:
An extended auto warranty may be worth the cost if you:
You already have a good vehicle warranty
You don’t plan on keeping the car for long
Your new coverage is slim
There’s no cancellation policy
Have an unreliable car
Don’t have a budget for expensive, on-the-spot repairs
Just want an added layer of financial protection
While extended auto warranties are not right for everyone in Corpus Christi, there are many customers every year who are happy with their purchase.
How to choose an extended auto warranty
To make sure you’re getting the most bang for your buck in Corpus Christi, read the entire auto warranty contract rather than just a pamphlet or brochure from your car salesman. In the contract, look for:
A money-back guarantee
A low deductible
A per-visit deductible (rather than per-item deductible)
A wide network for repairs
Expansive coverage, including:
Wear and tear
Brakes with ABS
Look for coverage that begins the day you purchase it, rather than after a short waiting period. Also, make sure the company pays the repair facility directly, rather than repaying you after you file a claim. This ensures faster payments and less confusion at the service station.
Lastly, make sure your warranty company is reputable and highly reviewed in Corpus Christi. The company should be well funded and insured, as well.
This is often an expensive purchase that should not be made lightly. Salespeople are trained to convince you to purchase a warranty, so don’t make any quick, uninformed decisions.
With a variety of plans and options, Endurance offers excellent vehicle coverage for all budgets in Corpus Christi. Endurance is a direct administrator for its plans, removing the middleman and allowing for more hands-on customer service and support. Endurance customers praise its prices and customer service.
CARCHEX plans include towing, roadside assistance and rental cars. Customers in Corpus Christi can also use their plans at any licensed repair facility in the U.S. CARCHEX has received numerous industry awards for its service. Customers say CARCHEX stands by its coverage and offers affordable plans.
Car Shield partners with some of the industry’s best companies to deliver outstanding results and one of the most comprehensive coverage plans on the market. Its extended auto warranties also include roadside assistance, rental cars and flexible payment terms in Corpus Christi. Car Shield customers say its service is great and performs as promised.
Infinite Auto Protection guarantees full payment for any breakdown, even if you have an older car. Customers get a 30-day, money-back guarantee along with 24/7 roadside assistance and courtesy towing with all three of its coverage plans. The company even matches its competitors’ prices in Corpus Christi.