A home warranty covers the costs to repair or replace certain home systems and appliances that break down. Our partners at We researched the best home warranty in Corpus Christi so you find a company with a variety of plans, clear contract terms and a straightforward claims process.
A home warranty is different from homeowners insurance. Homeowners insurance covers personal property loss and home damage resulting from events including fire, lightning strikes and theft. Homeowners insurance isn’t required, but if you have a mortgage, the lender will require you to have it.
A home warranty in Corpus Christi, on the other hand, covers repairs and replacements of important household appliances and systems when they break down from wear and tear and are no longer supported by a manufacturer’s warranty. Purchasing a home warranty in Corpus Christi is never required.
Home warranty companies in Corpus Christi offer plans with different levels of coverage. Some allow you to customize your own plan.
Commonly covered appliances
Commonly covered systems
Range, stove, oven
Washer and dryer
Optional coverages are also available for pools and spas, septic pumps, well pumps, guest units and second refrigerators.
You can buy a home warranty at any time during homeownership. Home warranties in Corpus Christi are most popular among these groups:
Sellers and realtors
Owners of older homes with older appliances and systems
Rental property owners
Are home warranties worth it?
Whether a home warranty is worth it depends on these factors:
The state of your appliances and systems and how likely they are to break down from wear and tear
The cost of a plan
What a plan covers
The service call fee, which is the amount you owe for each claim
Exclusions and limits in the plan, including the maximum coverage amount
There are many benefits of having a home warranty in Corpus Christi. After just one major repair or replacement, the plan will often pay for itself. Home warranty companies also have their own network of screened, qualified contractors, saving you time and effort.
Home much does a home warranty cost in Corpus Christi
A home warranty in Corpus Christi costs $300 - $600 for a one-year contract. Factors that affect the cost of a home warranty in Corpus Christi include what’s covered, the amount of the service call fee and the type of home.
What to do when you need repairs
If you have a home warranty and a covered appliance or system breaks down, you can make a claim 24/7 online or over the phone. You pay the service call fee (usually between $50 and $125, depending on your contract) for the home warranty company to send a contractor to your home to diagnose the problem.
The contractor will communicate with the home warranty company, and if the company determines that coverage applies, it will pay for the cost of repair or replacement.
What to look for when choosing a home warranty company
When choosing a home warranty company in Corpus Christi, read reviews to learn if customers are satisfied with coverage and service.
Go over your contract carefully so you understand what’s covered and what’s not. Note when the contract takes effect, which can be 30 - 60 days after you sign. Also, check if you can cancel anytime and if the contract is transferable to someone who buys your home.
American Home Shield has been a leader in the home warranty business for over 45 years, currently covering 1.8 million customers. Select a system, appliance or combo plan, or build your own. You can request service over the phone or online 24/7. You can also cancel anytime or transfer the contract to a new homeowner. Customers say American Home Shield helps resolve problems quickly and professionally.
Liberty Home Guard’s home warranty contracts include 24/7 support, live claim updates and the option to take cash instead of service if you prefer to use your own contractor. Plans start at less than $1/day. Customers give mostly five-star reviews, recommending Liberty Home Guard to others.
America’s 1st Choice Home Club offers four different home warranty plans, plus optional coverage for your sump pump, septic system, hot water dispenser, pool or spa. Customers can choose their own contractors and transfer a contract to a new homeowner. Customers like the extra AFC benefits, including free credit monitoring and savings at thousands of restaurants and retailers.
Select Home Warranty three home warranty plans, each with monthly payment options to fit your budget. Make a claim 24/7, and the company will send a local professional from its large, nationwide network. It covers all makes and models of appliances and systems and doesn’t require an inspection before you purchase. Customers like Select Home Warranty’s discounts for multiple-year coverage.
Total Home Protection has assisted thousands of clients with household repairs. Choose from two plans and numerous optional coverages. A call center is available 24/7 for claims, and all technicians are prescreened, licensed and insured. Customers appreciate being able to transfer a Total Home Protection plan at no charge.
Choice Home Warranty has two plans — Total and Basic — and offers plenty of optional coverages. Use the online account center or call to make a claim 24/7. Customers give Choice Home Warranty mixed reviews, including positive comments about low plan prices and criticisms of claim denials.