Find the Best Home Warranty in Corpus Christi, TX

Home warranty in Corpus Christi

A home warranty is different from homeowners insurance. Homeowners insurance covers personal property loss and home damage resulting from events including fire, lightning strikes and theft. Homeowners insurance isn’t required, but if you have a mortgage, the lender will require you to have it.

A home warranty in Corpus Christi, on the other hand, covers repairs and replacements of important household appliances and systems when they break down from wear and tear and are no longer supported by a manufacturer’s warranty. Purchasing a home warranty in Corpus Christi is never required.

Home warranty companies in Corpus Christi offer plans with different levels of coverage. Some allow you to customize your own plan.

Optional coverages are also available for pools and spas, septic pumps, well pumps, guest units and second refrigerators.

You can buy a home warranty at any time during homeownership. Home warranties in Corpus Christi are most popular among these groups:

• New homeowners
• Sellers and realtors
• Owners of older homes with older appliances and systems
• Rental property owners

Are home warranties worth it?

Whether a home warranty is worth it depends on these factors:

• The state of your appliances and systems and how likely they are to break down from wear and tear
• The cost of a plan
• What a plan covers
• The service call fee, which is the amount you owe for each claim
• Exclusions and limits in the plan, including the maximum coverage amount

There are many benefits of having a home warranty in Corpus Christi. After just one major repair or replacement, the plan will often pay for itself. Home warranty companies also have their own network of screened, qualified contractors, saving you time and effort.

Home much does a home warranty cost in Corpus Christi

A home warranty in Corpus Christi costs $300 - $600 for a one-year contract. Factors that affect the cost of a home warranty in Corpus Christi include what’s covered, the amount of the service call fee and the type of home.

What to do when you need repairs

If you have a home warranty and a covered appliance or system breaks down, you can make a claim 24/7 online or over the phone. You pay the service call fee (usually between $50 and $125, depending on your contract) for the home warranty company to send a contractor to your home to diagnose the problem.

The contractor will communicate with the home warranty company, and if the company determines that coverage applies, it will pay for the cost of repair or replacement.

What to look for when choosing a home warranty company

When choosing a home warranty company in Corpus Christi, read reviews to learn if customers are satisfied with coverage and service.

Go over your contract carefully so you understand what’s covered and what’s not. Note when the contract takes effect, which can be 30 - 60 days after you sign. Also, check if you can cancel anytime and if the contract is transferable to someone who buys your home.